Tuesday, February 25, 2014

Housing Prices Rising Nationwide -- Get In Before It's Too Late!


The economy is definitely on the mend and home sales – and median home prices – are climbing rapidly nationwide. If you’re thinking about buying a home, either through a conventional sale, or a creative solution such as seller financing or Rent to Own, taking action now is essential.

The national median existing-home price for all housing types was $173,600 in January, up 12.3 percent from January 2012, which is the 11th consecutive month of year-over-year price increases; that last occurred from July 2005 to May 2006. The January gain is the strongest since November 2005 when it was 12.9 percent above a year earlier.

Distressed homes - foreclosures and short sales - accounted for 23 percent of January sales, down from 24 percent in December and 35 percent in January 2012. Fourteen percent of January sales were foreclosures and 9 percent were short sales. Foreclosures sold for an average discount of 20 percent below market value in January, while short sales were discounted 12 percent.

If you’re ready to at least consider purchasing a home, we’ve got homes for sale, Rent to Own homes, and even a couple of seller financing possibilities.

Call today to find out about creative financing opportunities in your neighborhood and price range.

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We have a lot of Rent to Own homes available now. Call or text 630-697-4500 or email Adam @ MyHappyHomeSolutions.com for more info, or visit our website at MyHappyHomeSolutions.com to watch video tours and get more info.

Please note that not all available rent to own homes are shown on our site. Sometimes they are rented before we even have a chance to post them, so get on our mailing list to stay informed about all new properties!

Our primary focus is on homes in the Chicago suburbs, but we have associates who have Rent to Own homes available NATIONWIDE! Whether you're looking for a Rent to Own home in Chicago or Chattanooga, Illinois or Alaska, we can help you find that home! Contact us and let's get you into a nice new home!

Tuesday, February 18, 2014

H&R Block Is Buying You a Home!

H&R Block and similar tax preparation services sure do make our lives easier. They not only handle the hassle and hours-long pain of filling in our income tax returns, they often get us back way more money from the IRS than we would have gotten doing the returns ourselves.

So what are you going to blow that tax return on this year? More stuff that will be obsolete, broken, or out of style before you blow out two more candles on your birthday cake?

Why not make an investment in your future, in the stability of your family, in your financial well-being with this year’s tax return?

Why not put your tax return toward the purchase of a home?

H&R Block will get you the money, you’ve just go to make the decision to do something good and right with it this time.

If you’re getting a sizable tax return in 2014, make this the year you get out of the rental rat-trap and move into home ownership. With as little as $4,000 on your tax return check, you can Rent to Own your next home, and take a giant step in the right direction, not just for you, but for your entire family.

There are Rent to Own homes available in all shapes and sizes, all price ranges, and probably in your community. Let us help you move in to a nice home you can rent today and buy tomorrow!

Put H&R Block to work collecting your down payment, then give us a call to see which homes in your area are available as Rent to Own! As soon as your tax return check comes in, we’ll get you moved into a nice new home you can own!

We have a lot of Rent to Own homes available now and get more every day. Call or text 630-697-4500 or email Adam @ MyHappyHomeSolutions.com for more info, or visit our website at MyHappyHomeSolutions.com to watch video tours and get more info.

Please note that not all available rent to own homes are shown on our site. Sometimes they are rented before we even have a chance to post them, so get on our mailing list to stay informed about all new properties!

Our primary focus is on homes in the Chicago suburbs, but we have associates who have Rent to Own homes available NATIONWIDE! Whether you're looking for a Rent to Own home in Chicago or Chattanooga, Illinois or Alaska, we can help you find that home! Contact us and let's get you into a nice new home!

Tuesday, February 11, 2014

Chicago Area Home Prices Increase Dramatically

In its entirety, 2013 proved to be a good year for housing. Home sales and prices were broadly higher across the nation, while foreclosure loads, the number of homes for sale and the number of days it took to sell a home were all much lower. Multiple-offer situations became commonplace again and prices in many areas rallied to multi-year highs. This, of course, varied by location and segment, but the proverbial glass appeared to be more than half full throughout the year.

New Listings in North, South and West Suburban Chicagoland decreased 6.1 percent to 3,238. Listings Under Contract were up 12.5 percent to 2,894. Inventory levels shrank 30.0 percent to 14,503 units.

Prices marched higher. The Median Sales Price increased 16.7 percent to $157,500. Market Times were down 22.3 percent to 112 days. Absorption rates improved as Months Supply of Inventory was down 43.2 percent to 3.5 months.

Housing is fortified by confident consumers and good jobs. The year 2013 was marked by a slowly improving labor market stunted by political gridlock, and the Federal Reserve's long-awaited taper announcement was not surprising. Interest rates remain low (but upwardly mobile), prices are still affordable, the employment picture looks decent and the stock market is up nearly 30.0 percent from this time last year. It's no wonder that buyers were active in 2013.

Here's to more of the same in 2014.

-- Main Street Organization of Realtors and Midwest Realty Data Inc.

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We have a lot of Rent to Own homes available now. Call or text 630-697-4500 or email Adam @ MyHappyHomeSolutions.com for more info, or visit our website at MyHappyHomeSolutions.com to watch video tours and get more info.

Please note that not all available rent to own homes are shown on our site. Sometimes they are rented before we even have a chance to post them, so get on our mailing list to stay informed about all new properties!

Our primary focus is on homes in the Chicago suburbs, but we have associates who have Rent to Own homes available NATIONWIDE! Whether you're looking for a Rent to Own home in Chicago or Chattanooga, Illinois or Alaska, we can help you find that home! Contact us and let's get you into a nice new home!

Tuesday, February 4, 2014

Use Your Tax Return to Buy a Home!

Let's face it: For a lot of people, saving up enough money for the down payment on a home is nearly impossible. Are you living paycheck to paycheck most of the time? How long would it take you to save up, say, $15,000 or $20,000 to use as the down payment on a home?

But every year you receive a tax return check for several thousand dollars, right?

And then you go out and blow that money on stuff you don't really need, stuff that depreciates in value, like obsolete television sets and fancy clothes that go out of style.

If you've been renting for a long time, thinking you'll never be able to purchase a home, and wondering how you'll ever survive on just social security money when you're old, you ought to think long and hard right now about putting your tax return to better use than just buying a bunch of junk that makes you feel good for a little while, but eventually becomes worthless.

Why not use your tax return to become a homeowner instead?

While your tax return may not be enough to qualify for a traditional bank loan and mortgage to make an immediate purchase, it may very well be enough to get you on the path toward home ownership with a Rent to Own home!

When you Rent to Own a home, you put some money down -- that's where your tax return comes in -- and then you earn rent credit toward the purchase of that home every month when you pay your rent. You also lock in a purchase price and the "right of first refusal," meaning the seller cannot sell the home while you have a Rent to Own contract on it.

Also, typically, once you purchase a home, you'll then be able to take deductions on your tax return that will quickly eliminate the need for you to pay weekly withholding tax out of your paycheck altogether! How much more money would you have in your hand every month if you could cut the withholding tax out of your paycheck?

Rent to Own homes come in all shapes and sizes, in all neighborhoods, and in all price ranges. If you'd like to get out of the rental rat trap and downward spiral of financial failure that long-term renting represents, and you have a sizable tax return coming this year, contact us to get started on the path to home ownership in a Rent to Own home.

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We have a lot of Rent to Own homes available now. Call or text 630-697-4500 or email Adam @ MyHappyHomeSolutions.com for more info, or visit our website at MyHappyHomeSolutions.com to watch video tours and get more info.

Please note that not all available rent to own homes are shown on our site. Sometimes they are rented before we even have a chance to post them, so get on our mailing list to stay informed about all new properties!

Our primary focus is on homes in the Chicago suburbs, but we have associates who have Rent to Own homes available NATIONWIDE! Whether you're looking for a Rent to Own home in Chicago or Chattanooga, Illinois or Alaska, we can help you find that home! Contact us and let's get you into a nice new home!