Just Bought His First House!

Adam and Diane from Happy Home Solutions were so excited that our client Tyree was so excited about buying his first house, we thought we'd show you!

Watch this short 20-second video clip and you'll see what we mean: Tyree Just Bought His First House!

Neither Tyree's mother or father ever owned their own home -- they were renters their entire lives and just paid off their landlords' mortgage instead of their own.

That's a fatal financial flaw made by far too many Americans.

Don't let it happen to you -- buy a house as soon as you can and start realizing the many benefits of home ownership, including:

* Pride of Ownership

* Security

* The ability to make changes you want to the home without having to ask your landlord's permission

* Appreciation in the value of the home (yes, appreciation is back!)

* Historically low interest rates

* Tax advantages like rich people get even richer off, as in, you might not have to pay any more taxes because you can write off so many expenses from home ownership!

* Get all or most of your withholding tax back too! Once you own a home, you can probably just stop letting your employer even take them out of your paycheck to begin with!

If you can't qualify for a traditional mortgage, you can probably qualify for Rent to Own and possibly even seller financing.

Call Adam today at 630-697-4500 to find out how you can become a homeowner!

Visit us on the web at MyHappyHomeSolutions.com

Tips for your Home Inspection

An inspection may seem like an inconvenient cost when buying a home, but in the long run it can save you a lot of money and heartache.

An inspector, if they do their job well, will make you aware of issues with your prospective home, such as needed repairs or structural damage. If the inspector finds problems with the home, you may decide you can overlook them, you may try to negotiate the price of the home in anticipation of costs associated with the problems, or you may decide the house is not for you and keep looking. The point is that you are aware of the problems before they become yours to solve.
 
Finding an Inspector

Now that you know why you need a home inspection, how do you find a good home inspector?
 
Hire Your Own:

A seller may offer up an inspection report. While they may have the best intentions, it is always better to hire an individual you've vetted who is working for you.
 
Certification:

Ask your inspector if they hold any certifications or memberships that qualify them as a home inspector. An inspector can be accredited through the American Society of Home Inspectors. In addition, they may be a member of the National Association of Certified Home Inspectors.
 
Experience:

Ask how long they have been inspecting homes and request they provide references. In addition, ask if home inspection is their primary occupation.
 
Comprehensiveness:

What does the inspector cover in their inspection report? They should be able to provide you with a list. In addition, ask how long the inspector thinks the inspection should take. A normal inspection should take as long as 2 to 3 hours.
 
Errors and Omissions Insurance:

Even the best inspectors make mistakes, so ask if your inspector carries errors and omissions coverage.
 
The Inspection

Once you are ready for the inspection, make sure you are present when it occurs. Ask questions and pay attention to comments the inspector makes as you walk through the home. While a good inspector should have a camera, you may also want to bring your own to keep record and help you remember where the inspector found problems.
 
Finally, make sure you thoroughly read the inspection report. It may elaborate on problems the inspector pointed out during the inspection, or even include issues the inspector failed to mention during the walk through.

(reprinted from W.J. Bradley's Insight)