Tuesday, March 25, 2014

Paying Your Rent With Bitcoin or PayPal

So far, a listing site, landlord software provider and real estate brokerage have opened their doors to Bitcoin. Is accepting the electronic cash just a gimmick? Or could it actually offer a lasting competitive advantage?

Chris Toppino, co-founder of rental payment platform RentShare, takes the second view. At a reception for Real Estate Connect, he told Inman News, a leading real estate media outlet, that he has received requests to implement a Bitcoin payment option into RentShare, and that there are lot of well-heeled techies who want to make “their biggest payment of the month in Bitcoin.”

While we don’t know anyone in Chicago who is accepting Bitcoin to make rent payments, we can work with you to set up PayPal payments, credit card payments, or direct deposit. We have worked with some tenants to accept twice monthly payments instead of one monthly rent payment as well.

Call us to find out how we can make paying your rent easier!

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We have a lot of Rent to Own homes available now. Call or text 630-697-4500 or email Adam @ MyHappyHomeSolutions.com for more info, or visit our website at MyHappyHomeSolutions.com to watch video tours and get more info.

Please note that not all available rent to own homes are shown on our site. Sometimes they are rented before we even have a chance to post them, so get on our mailing list to stay informed about all new properties!

Our primary focus is on homes in the Chicago suburbs, but we have associates who have Rent to Own homes available NATIONWIDE! Whether you're looking for a Rent to Own home in Chicago or Chattanooga, Illinois or Alaska, we can help you find that home! Contact us and let's get you into a nice new home!

Tuesday, March 18, 2014

What is the Average Illinois Tax Refund?

How does your 2014 tax return measure up against the averages for Illinois? More than 6 million tax returns are filed in Illinois each year, and 5 out of every 6 end up netting a tax return.

Are you one of those five out of six?

The average tax refund for the 5 million Illinois residents who filed in fiscal year 2011 – the most recent year in which statistics are available at this time – is just a couple of family McDonald’s meals shy of $3,000. Are you getting back at least that $2,957.87 average tax refund, or more this year?

A better question might be, “What are you going to do with it?”

A new TV might be nice, but new TVs are obsolete in a couple of years. I just dragged a couple of huge, wall-sized TV’s out of an apartment the other day, left behind by the renters who bought those, but couldn’t pay their rent. Those monster TVs probably cost those tenants a mint, but you can’t even give them away today. Technology marches on very quickly, and the unnecessary stuff you spend your money on now is just about guaranteed to be worthless three to five years down the road.

Except for a home.

Yes, home prices dipped for a bit the past few years, but in many communities in the U.S., and in the Chicago area, home prices are now rising quickly, and in some cases already back to pre-recession levels, or close to it.

Homes are what is called an appreciating asset. TVs, clothing, cars, and all other “consumer goods” are what are called depreciating assets. Over time, houses go up in value while consumer goods go down in value, often until they are actually worthless.

So what are you going to do with your tax refund this year?

Why not buy a home?

You can use your tax refund to get into a nice Rent to Own home, earn rent credit every month while you rent it, then buy it later at a price you lock in today, before prices go up any further.

If you’re getting a big check from your tax return in 2014, make this the year you do something to make that money grow, instead of blowing it on stuff that will be worthless a few short years down the road.

Call today and let us find you a great Rent to Own home for your family!

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We have a lot of Rent to Own homes available now. Call or text 630-697-4500 or email Adam @ MyHappyHomeSolutions.com for more info, or visit our website at MyHappyHomeSolutions.com to watch video tours and get more info.

Please note that not all available rent to own homes are shown on our site. Sometimes they are rented before we even have a chance to post them, so get on our mailing list to stay informed about all new properties!

Our primary focus is on homes in the Chicago suburbs, but we have associates who have Rent to Own homes available NATIONWIDE! Whether you're looking for a Rent to Own home in Chicago or Chattanooga, Illinois or Alaska, we can help you find that home! Contact us and let's get you into a nice new home!

Tuesday, March 11, 2014

How Rent to Own Works

Watch the video to learn how Rent to Own works.




If the video won't play, go to How Rent to Own Works

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We have a lot of Rent to Own homes available now. Call or text 630-697-4500 or email Adam @ MyHappyHomeSolutions.com for more info, or visit our website at MyHappyHomeSolutions.com to watch video tours and get more info.

Please note that not all available rent to own homes are shown on our site. Sometimes they are rented before we even have a chance to post them, so get on our mailing list to stay informed about all new properties!

Our primary focus is on homes in the Chicago suburbs, but we have associates who have Rent to Own homes available NATIONWIDE! Whether you're looking for a Rent to Own home in Chicago or Chattanooga, Illinois or Alaska, we can help you find that home! Contact us and let's get you into a nice new home!

Tuesday, March 4, 2014

Uncle Sam Has Your Down Payment!

Everyone knows renting is a dead-end trip down the road to financial ruin, and that home ownership is the key to financial security.

Tens of millions of Americans have enjoyed that financial security, and the pride of home ownership as well. How about you?

Do you want to own your own home, but don't know how you'll ever be able to come up with the down payment on a home?

Perhaps Uncle Sam has your down payment.

Do you have a sizable tax return coming to you this year?

If you're getting back $4,000 or more in your tax return, you can put that money toward home ownership with a Rent to Own home!

Rent to Own gives you the chance to move into a home today and buy it later -- maybe a year or two from now -- and gets you off that dead-end road to ruin that long-term renting will surely keep you on.

If you're ready to make a change in your life, let Uncle Sam provide the down payment for you with this year's tax return!

Call us today to see which homes in your area are available as Rent to Own!

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We have a lot of Rent to Own homes available now. Call or text 630-697-4500 or email Adam @ MyHappyHomeSolutions.com for more info, or visit our website at MyHappyHomeSolutions.com to watch video tours and get more info.

Please note that not all available rent to own homes are shown on our site. Sometimes they are rented before we even have a chance to post them, so get on our mailing list to stay informed about all new properties!

Our primary focus is on homes in the Chicago suburbs, but we have associates who have Rent to Own homes available NATIONWIDE! Whether you're looking for a Rent to Own home in Chicago or Chattanooga, Illinois or Alaska, we can help you find that home! Contact us and let's get you into a nice new home!

Monday, March 3, 2014

Buy vs. rent: What you'll pay

Buy vs. rent: What you'll pay

Courtesy of Trulia, March 3, 2014

Despite rising home prices and climbing mortgage rates, it's still cheaper to buy a home than rent one in major cities across the country, according to real estate web site Trulia, which analyzed data in 100 metro areas.

But home prices are just one factor to consider. Deciding whether to buy or rent also depends on the location and how long you plan to stay there. In most of the Rust-Belt cities, like Toledo and Detroit, the math overwhelmingly favors buying. In more expensive coastal markets, like Los Angeles and New York, it's a closer call.

Nationwide, homebuyers who remain in their homes for seven years will save an average of 38% over renting, Trulia found. A year ago, buying was 44% cheaper.

That means all of the initial transaction costs of buying a home -- the broker's commission, title insurance, legal fees and other closing costs -- will be offset by benefits, like tax write-offs and price appreciation. And those costs will become cheaper than the total costs of renting, which include insurance and agent commissions.

Chicago area

% saved buying: 47%
Median home price : $170,000
Median rent: $1,700
The Windy City is undoubtedly a buyer's a market.

Home prices in Chicago went through a slump during the second half of 2013 that left median home prices at $170,000 in January, about $10,000 below the national median.

Meanwhile, rents are well above national levels, having climbed some 7% over the past 12 months.

For buyers, the savings is significant. According to Trulia, buyers who stay in their home for seven years, will save about 47% compared with the cost of renting a comparable property.