One in Three Waste Tax Refund on Everyday Expenses!

Surveys show that nearly one in three people use their tax refund – which averages nearly $3,000 in Illinois – on everyday expenses.

Really!??

So, like, you’re going to buy some new underwear or a box of cereal with your long-awaited tax refund? Or were you planning to pay your electric bill with your refund this year?

So first you give Uncle Sam an interest free loan for 12 months, and let those bungling politicians in Washington hold on to your $3,000 for nothing. And then you have to do a whole bunch of work that feels about as pleasurable as a couple of nights of Chinese water torture – or you have to pay some tax preparation company – just to get your money back?

And then after all that you’re just going to blow it on mere everyday stuff?

I mean, you could at least be like the 11 percent of people who plan to vacation with the money – at least it would be spent more memorably.

If you’re planning on following in the footsteps of 42 percent of Americans and put the money in savings, keep in mind that inflation averaged 2.1 percent over the past four years, while savings interest payments (the money the bank pays you to hold on to your money) average below 1 percent these days.

That means after you’ve locked your money up in savings for a few years, you’ll be able to buy less, not more, with the money you put in a savings account today.

Like your tax return.

Of course you could just keep the money in your mattress, or bury it in your backyard, but then you wouldn’t even earn the 1 percent.

Why not put the money to work for you today, moving yourself toward home ownership?

Even if you don’t think you’ll qualify to purchase a home today, and have resigned yourself to a few more years of renting – even if you’re doing the (ahem) “right thing” and keeping the money in savings until you build up enough to buy a house – you could actually get into the home you want to purchase now, and buy it later.

It’s called Rent to Own. Some people call it “Lease Purchase,” or “Lease Option,” meaning you are renting (leasing) a home with the option to buy it at a later date. The “option” part of the statement means that you are not obligated to buy the home, but you – and you alone – have the right to buy it within the time period and at the price in your Rent to Own contract. And the owner can’t sell it to anyone else during that time period either.

So what are you going to spend your 2014 Tax Refund on?

Why not look into the Rent to Own option and just find out – with no obligation – which homes are available in your desired neighborhood and price range.

Give us a call today and we’ll help you find a great Rent to Own home!

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We have a lot of Rent to Own homes available now. Call or text 630-697-4500 or email Adam @ MyHappyHomeSolutions.com for more info, or visit our website at MyHappyHomeSolutions.com to watch video tours and get more info.

Please note that not all available rent to own homes are shown on our site. Sometimes they are rented before we even have a chance to post them, so get on our mailing list to stay informed about all new properties!

Our primary focus is on homes in the Chicago suburbs, but we have associates who have Rent to Own homes available NATIONWIDE! Whether you're looking for a Rent to Own home in Chicago or Chattanooga, Illinois or Alaska, we can help you find that home! Contact us and let's get you into a nice new home!